US Federal Employee Professional Liability Insurance (FEPLI)

If you provide any kind of service or give any kind of advice on behalf of the United States government, you should purchase a FEPLI policy. This includes task force officers, Public Health Service Commissioned Corps members, military police officers, federal court security officers, and Foreign Service Officers.

If you choose not to get Federal Employee Professional Liability Insurance, you could be personally sued for hundreds of thousands, or possibly even millions of dollars if the service or advice you provide a client fails to meet their expectations, or results in real or perceived harm.

Yes, in the sense that your policy provider will be able to recommend competent legal defense, in addition to providing financial assistance with defense costs if you are sued. Defense coverage is $200k for administrative or criminal defense, which is separate from the liability limit of $2 million.

Yes, your FEPLI policy will provide international Professional Liability coverage, also referred to as E&O (Errors & Omissions) insurance.

Yes, the two terms describe the same type of coverage and are often used interchangeably.

Your FEPLI policy will provide coverage even if a baseless suit is brought against you.